Dear Prospective & Current Clients:
At Morse & Associates, LLC, we understand the devastation that financial worries can cause individuals and families. Few concerns are as capable of pervading ones life as financial insecurity. For some of our clients, it is concern over the break up of their families due to finance. For others, it is trying to pull the pieces of their lives back together after a divorce.
Many have found that their troubles only began after recovering from a major illness – when the medical bills came due. Still others simply found themselves awakened to debt one day, usually the product of ever increasing penalties and interest rates. In the last few years, Colorado has been hit especially hard by Adjustable Rate Mortgages (ARMs) and newer, less formal brands of lending like small cash loan establishments that were originally intended to provide short term help but all too frequently resulted in long term entanglement.
While financial strain and stress are caused by many reasons, their solution can be found in the United States Bankruptcy Code. Practically every civilization, since organized society, has had some form of bankruptcy relief. Whether or not bankruptcy is the best solution for your financial situation is very case dependant. I encourage you to review your financial concerns with one of our attorneys and educate yourself on what options are available.
- C. Todd Morse
Managing Attorney
