We Understand,
At Morse & Associates, LLC, we understand the devastation that financial worries can cause individuals and families. Few concerns are as capable of pervading ones life as financial insecurity. For some of our clients, it is concern over the break up of their families due to finance. For others, it is trying to pull the pieces of their lives back together after a divorce.

Free Consultations
Payment Plans Available
It is very simple. Without a consultation, by a competent bankruptcy attorney, then neither the client nor the firm has any idea if a bankruptcy is the best solution for a particular case.
Therefore, it is essential that attorneys provide a free consultation if they wish to competently represent their clients.
Denver: 303-300-6684
Colorado Springs: 719-302-3655
Ft. Collins: 970-672-1263
Toll Free: 877 284-7529
Welcome to the Reference Library
Many of the topics and issues that you’re worried about are in this section. Peruse the topics and then click on the topic for an in-depth explanation.
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341 Hearing – What Is It?:
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Basics on Surrendering a Car:
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Car Repossession Timeline and Surrendering Timeline:
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Chapter 13 Bankruptcy Basics:
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Chapter 13 – Keeping Cars:
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Chapter 13 – Keeping Homes:
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Chapter 13 – Taxes Dischargability/ Dealing with Taxes:
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Chapter 7 & Chapter 13 Differences:
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Chapter 7 Bankruptcy Basics:
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Chapter 7 – Taxes Dischargability:
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Child Support – Treatment in Chapter 7 and Treatment in Chapter 13:
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Confirmation Hearing:
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Consultations - The Basics:
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Credit Reports:
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Creditor Harassment and Resources:
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Do I Need an Attorney?:
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Exemption Limits:
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Foreclosure Timeline:
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Garnishments – How They Work:
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How does Bankruptcy & Debt Consolidation Differ?:
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How Long Until Court?:
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How Long until I can File:
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Keeping Cars – Chapter 7:
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Keeping Homes – Chapter 7:
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Preparing for Consultations:
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Reaffirmation Agreement Basics:
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Redemption:
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Should I File a Chapter 7 or Chapter 13?:
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Student Loans:
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The Basics for Surrendering a Home:
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This page has a pdf attached:
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Timeline for a Chapter 13 Bankruptcy:
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Timeline for a Chapter 7 Bankruptcy:
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What are Priority Debts? :
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What are Un-secured Debts?:
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What can be done about Creditor Harassment?:
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What can be done with an ARM (Adjustable Rate Mortgage)?:
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What Debts Cannot be Discharged by Bankruptcy?:
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What Happens to Garnishments? :
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What Happens to Judgments?:
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What is a Discharge:
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What is a Trustee:
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What Property Can I Keep?:
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Where do Bankruptcy Hearings Take Place:
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“Automatic Stay” Order:
